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Explaining On-Demand Pay

  1. On-Demand Pay lets salaried employees access earned pay before payday.
  2. It's switched off by default, each employee actively chooses to enable it.
  3. It is capped at 30% of daily gross earnings.
  4. The balance they see reflects actual earnings so far this pay period, not a loan or credit.
  5. Accessing pay early has no fee and no interest, it simply brings payday forward.
  6. Their payslip amount is adjusted to reflect any early access spending.

What to tell your team:
"It's not a loan, it's your own pay. You're just choosing when to access it. Payroll handles the rest automatically."

On-Demand Pay is entirely optional. No one is required to use it and there's no financial downside to enabling it.