Explaining On-Demand Pay
- On-Demand Pay lets salaried employees access earned pay before payday.
- It's switched off by default, each employee actively chooses to enable it.
- It is capped at 30% of daily gross earnings.
- The balance they see reflects actual earnings so far this pay period, not a loan or credit.
- Accessing pay early has no fee and no interest, it simply brings payday forward.
- Their payslip amount is adjusted to reflect any early access spending.
What to tell your team:
"It's not a loan, it's your own pay. You're just choosing when to access it. Payroll handles the rest automatically."
On-Demand Pay is entirely optional. No one is required to use it and there's no financial downside to enabling it.