---
title: Explaining On-Demand Pay
description: What to tell your team about our On-Demand Pay feature.
---

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# Explaining On-Demand Pay

1. On-Demand Pay lets salaried employees **access earned pay before payday**.
2. It's **switched off by default,** each employee actively chooses to enable it.
3. It is capped at 30% of daily gross earnings.
4. The balance they see reflects actual earnings so far this pay period, not a loan or credit.
5. Accessing pay early has **no fee and no interest,** it simply brings payday forward.
6. Their payslip amount is adjusted to reflect any early access spending.

**What to tell your team:**  
"It's not a loan, it's your own pay. You're just choosing when to access it. Payroll handles the rest automatically."

On-Demand Pay is entirely optional. No one is required to use it and there's no financial downside to enabling it.

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